【招银国际】Macro headwinds weighed on growth; loss reduction on track.pdf

Reversing from a loss in 2023 1H, but investors may demand more

4Q22E loss to narrow; FY23 sales to outperform

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2Q loss reduction trend better than expectation

Guy Carpenter’s Carol Adams Joins with Oliver Wyman on Healthcare Stop Loss Report

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–Loss reduction on track

4Q22E net loss to narrow; sales as key to FY23